Filed for Bankruptcy?
You Can Still Get A Car.
Whether you filed yesterday or finished your case last month, your second chance starts now.
We work with banks that say yes, even while your bankrupcty is active.
Filed for Bankruptcy?
You Can Still Get A Car.
Whether you filed yesterday or finished your case last month, your second chance starts now.
We work with banks that say yes, even while your bankrupcty is active.
You Didn't Fail.
The System Did
And you don’t have to wait to move forward.
You handled your situation. You filed. Or you’re just coming out of it. Either way—you’re making moves. That’s what matters.
The truth is, we’ve helped people get approved within 24 hours of filing. Most dealers don’t know which banks say yes.
We work with the ones who do.
Our Founder's Experience
Our founder understands credit challenges firsthand. After experiencing her own difficulties getting approved for financing, she recognized the need for a better approach. One that treats people with dignity and looks beyond just credit scores.
This personal experience led to the creation of a service designed to help people in similar situations connect with dealers who understand that:
Good people sometimes face financial difficulties
Past credit problems don't define future potential
Everyone deserves to be treated with respect
Filed Yesterday. Approved Today. Driving This Week.
One of our customers—Amanda—filed Chapter 7 on a Thursday.
She figured she'd have to wait 6 months.
Instead, she filled out the FreshyCar form that night and got approved the next day.
Bottom Line:
Your fresh start doesn’t have to wait.
And neither should you.
Filed Yesterday. Approved Today. Driving This Week.
One of our customers—Amanda—filed Chapter 7 on a Thursday.
She figured she'd have to wait 6 months.
Instead, she filled out the FreshyCar form that night and got approved the next day.
Bottom Line:
Your fresh start doesn’t have to wait.
And neither should you.
Why Now is the Right Time
Yes, Even if you just filed
Some lenders prefer working with you right after filing.
Your other debts are frozen. Your path forward is clean.
We've helped people qualify just days after filing.
There's not cost. No hit to your credit. No judgement.
Why Now is the Right Time
Yes, Even if you just filed
Some lenders prefer working with you right after filing.
Your other debts are frozen. Your path forward is clean.
We've helped people qualify just days after filing.
There's not cost. No hit to your credit. No judgement.
Hear from Our Customers
Tania P.
"I don't have the best credit. So the fact that Chevy, every time I come to him, he works hard to find me the best deal. I don't feel like it's just a sale. I feel like it's something that will help me in the long run."
Vincent L.
"I've had some credit challenges. It improved a little bit but not where I wanted it to be. They told me that's not gonna be a problem. They took care of me, did everything that they said and I'm walking out with a 2025 today."
Jonathan B.
"They knew I wasn't really able to put anything down. They tried everything that they could to help me with that. I pretty much wanted to jump up and down after that [finding the right car]."
Filed or Discharged? Either Way, You Have Options.
Just give us your info—we’ll let you know which banks are ready to help today.
It’s faster, easier, and more real than you think.
Congratulatlions!
You've taken the first step toward purchasing your vehicle!
Our network of Freshy Car dealerships are here to help you navigate the car buying waters. Whether you are looking for an SUV, family sedan or something sporty, we can help.
Long gone are the days of going from dealership to dealership to find a vehicle that you like only to find out that financing is not available or comes with a heavy price tag. Stop spending time scouring the internet for cars and available financing. Freshy Car will get you into a vehicle and our dealers will provide you with the financing that suits you best, regardless of credit.
Freshy Car dealers have the inventory and knowledge to get you on the road today.
Get Started
Filed or Discharged? Either Way, You Have Options.
Just give us your info—we’ll let you know which banks are ready to help today.
It’s faster, easier, and more real than you think.
What Are You Waiting For?
Filed or Finished This is Still Your Time
You’ve already been through enough.
This isn’t about trying your luck—it’s about using the fresh start you earned.
Let’s find out what your comeback looks like behind the wheel.
FAQs
Can I really get approved for a car loan if I just filed for bankruptcy?
Yes. In fact, some lenders prefer to work with people right after they file, because your debts are frozen and you’re starting fresh. We work with banks that understand your situation and approve based on your current potential—not your past.
Will applying affect my credit score?
No. Our pre-approval process is 100% secure and confidential, with no impact to your credit. We only move forward with a soft pull until you’re ready to say yes.
Do I have to wait until my bankruptcy is discharged?
Nope. We’ve helped people get approved within days of filing, even before their bankruptcy is fully discharged. Every case is different, and we’ll guide you step by step.
How much money do I need down?
It depends on the vehicle and lender, but we work hard to get you as close to $0 down as possible. If you have a trade-in, that could cover it. We'll show you every option.
What if I’ve had a repossession or bad credit too?
You're not alone—and it doesn’t disqualify you. Many of our clients have had repossessions, charge-offs, or scores under 500. We know which lenders say yes when others say no.
Do I need a cosigner?
Not usually. Most of our customers qualify on their own. But if you do have a cosigner, that can open up more options—and we’ll walk you through it.
If I get approved, can I take the car home today?
In many cases, yes. If the vehicle you choose is in stock and your paperwork is ready, we’ve had customers drive off the same day they’re approved—even right after filing for bankruptcy. Every situation is different, but we move fast and keep you informed every step of the way.
Why FreshyCar?
You Deserve Better. Let's Make it Happen.
You’ve already taken a big step by handling your situation. Whether you just filed or you’re coming out of it, we’re here to help you move forward, not hold you back.
The truth is, most dealerships don’t know how to help people rebuilding after bankruptcy. We partner with the ones who do. At FreshyCar.com, you’ll find dealers who understand your situation. We make the process simple and pressure-free—no judgment, no guesswork, no wasted time.
You’ve come this far—don’t you deserve a fresh start with a team that actually gets it?
Low Risk + High Reward
This isn’t about selling you something—it’s about helping you win.
No Pressure, Just Options
Quick, Safe, & No Judgement
Check Eligibilty - Fast & Free